Brian Gruss Licensed Insurance Planner

Invest in your business and your key employees

Dear Fellow Business Owner

Employees are your company’s most important asset and in today’s competitive job market it is important to reward, retain and invest in top talent. That’s why, more than ever, employers are adding long-term care insurance to their benefits plans.

Your employees have worked hard to build their assets over the years. Should a long- term care event happen, how would they protect that savings?  Long-term care insurance is a critical component of any financial plan.  A good financial plan will help protect assets, cover the cost of long-term care services and help provide support for employees and their families. Perhaps it’s time your organization considered this very important benefit.

Incorporating long-term care insurance into your benefits package is easy. Depending on your objectives, you can choose to offer this plan as an employer-paid or a voluntary benefit, with minimal administration. By offering this coverage, you show employees and their families that you care about their well-being, and you support the future success of your company.

To learn more about how to include long-term care insurance in your employee benefits plan, please contact me at 509-720-8178  or brian@briangruss.com

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There’s No Place Like Home…and there’s a new long-term care plan you just can’t beat to help you stay there. Your home is the center of your life.  It’s where your kids grew up.  And it’s where they’ll keep coming for family dinners and holiday get-togethers.  Your home is where you’re most comfortable.  And it’s where you plan to stay.

If you’re like most people, going to a care facility is something you don’t want to do.  But, did you know there is a long-term care insurance policy that actually may help keep you out of one by allowing you to get the care you need right in your own home?

A long-term care insurance policy also may help alleviate your other concerns.  For example:

• If you don’t want your kids to have to worry about taking care of you, long-term care insurance can provides benefits to help pay for care so you can enjoy the time you spend together.
• If you don’t want to put your retirement savings at risk, long-term care insurance can help you protect your savings from the high cost of long-term care services so you can enjoy all the things you planned to do in retirement.
• If you don’t want others making decisions about your care, long-term care insurance allows you to decide what’s best for you so you get the care you need in the setting of your choice.
• If you want to have something to leave your kids, long-term care insurance can help ensure you’re not putting their inheritance in jeopardy.

Let me show you how a long-term care insurance policy from United of Omaha Life Insurance Company can help you stay at home so you can continue living life on your own terms.  Contact me today.  I’ll be happy to provide a no-cost assessment of your long-term care needs.  And as always, there’s no obligation to buy.

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