Tag Archives: Medical Insurance Plan

Going to London in 2012

Going to London in 2012

Are you going to London in 2012?  You need to have a travel medical insurance plan.

Are you planning overseas travel? If so, Say Hello to Worry Free Travel with TravelGap from HTH Worldwide.

TravelGap Single-Trip Insurance from $2.00 — $5.00 per travel day*
Travel medical insurance that responds anytime, anywhere.

TravelGap Benefits Include:

Worldwide Medical Evacuation benefits
Hospitalization, Surgery, Physician Office Visits, RX and more
Access to Profiled, Elite Providers in 180 countries who accept direct payment from HTH Worldwide

Member Testimonials

“HTH Worldwide initiated a comprehensive plan to help bring me to the nearest source of medical care with the highest standards (more).”

Enjoy SAFE and SECURE travel with AFFORDABLE travel medical insurance. Read this HTH in Action Case Study to see how critical having the right plan is.

About HTH Worldwide
HTH Worldwide provides travel health insurance plans and assistance services to 650,000 travelers per year. HTH programs are distinguished by a contracted community of over 6,000 elite providers in 180 countries.

HTH Travel Gap (Brochure and Application)

*TravelGap rates vary by age of traveler. Daily rates shown assume traveler is 69 years or younger.

Global Medical Insurance

Global Medical Insurance
Individual & family one year or longer

Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan.  There are three plan options available:  Silver, Gold and Platinum.  The Silver and Gold plans provide US$5,000,000 of lifetime coverage, while the Platinum plan provides US$8,000,000 of lifetime coverage.  Global Medical Insurance offers two areas of coverage to non-U.S. citizens and to U.S. expatriates who want a quality medical insurance plan that will respond to their medical needs anywhere in the world.  The two areas of coverage are for people needing coverage worldwide or worldwide excluding U.S./Canada.

Coinsurance

When looking at health insurance plans, it is not uncommon to see the term coinsurance.  Coinsurance simply means the percentage of covered expenses under a medical insurance plan that is paid by the insurance company once a deductible is satisfied.  For example if you hear the term 80/20 plan.  That means that after the deductible is met you the subscriber will pay 20% and the insurance company will pay 80%.  You will continue to pay that 20% up until you reach the annual coinsurance maximum, and then the insurance company will pay 100% up to the policy maximums.

Make sure you check your policy for it’s definitions.  If you purchased your insurance through me or are looking to use me as your agent, I would be more than happy to go over this with you.