Brian Gruss Licensed Insurance Planner

I found this article in the Columbus Dispatch Share me about a Life Insurance Scam.  This scam targets seniors (since most senior are not reading this, pass this on to your folks).  Basically what happens is life insurance agents without any morals that are looking to make a quick buck are persuading seniors to get a life policy they will (or “investors”) will pay for the policy and will give them money up front.  The life insurance agent makes money on the commission of the sale, the “investor” has a little bit of money on the line, but when the person dies then they get the life insurance check.

The life insurance agent knows better than to do this, so my only explanation why they would do such a thing is pure greed.

Bottom line, get to know who your doing business with.  If your a senior bring in a child into the meeting.  Any life insurance agent that isn’t conducting funny business won’t mind you having your children or a friend to be with you while your conducting business.

To get a term life insurance quote feel free to use my quote form http://www.buytermlifeinsurancetoday.com/ if your looking for a final expense policy, or a whole life or Universal Life policy contact me using the form below.

Tags: Bottom Line, Columbus Dispatch, Doing Business, Expense Policy, Funny Business, Greed, Insurance Check, Insurance Scam, Life Insurance Agent, Life Insurance Agents, Life Insurance Quote, Little Bit, Morals, Seniors, Targets, Term Insurance, Term Life Insurance, Term Life Insurance Quote, Universal Life Policy, Whole Life

This mostly goes out to my California clients, but anyone can comment.  What are your thoughts on Anthem Blue Cross of California’s proposed rate hikes?  Do you think they are justified with the cost of claims, or do you think they are unsubstantiated?  Do we have all the facts in order to make that call?

My personal belief is that we don’t have all the facts, and that it is a little bit of Anthem’s fault, as well as the rising costs of healthcare.

I know this will open up a Pandora’s box, all I ask that in your comments you keep it polite and respectful no matter what side of the fence is on.  By the way this is how positive change happens.

If you are a current Anthem Blue Cross of California member, are you going to stick around?  Are you checking out other carriers like, Blue Shield of California, and Assurant Health?

Tags: Anthem Blue Cross, Assurant, Assurant Health, Blue Cross Of California, Blue Shield Of California, California Clients, California Member, Cross Rate, Current, Little Bit, Pandora, Personal Belief, Proposal, Rate Hikes, Rate Increase, S Box, Side Of The Fence