Brian Gruss Licensed Insurance Planner

Why do you buy insurance?

Insurance is purchased for one reason and one reason only, to protect against a potential future risk. Traditionally purchasing insurance is not fun, it’s not easy and you really are not for sure after you purchased a policy whether you did the right thing.

I work with my clients to educate them of all their options so that they can make the best decision for themselves, family or businesses. You may be asking why I don’t push my “goto” carrier (which in the insurance field is usually the one paying the highest commission). First of all I don’t have a “goto” carrier. I contract with mulitple “A rated” carriers, and use them equally so that my clients have the best available options for their unique situations.

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Nursing Home Insurance, which is more commonly known now as Long Term Care Insurance.  Purchasing a Long Term Care Insurance policy can be one of the most important policies you buy.  I tell my customers that like auto insurance you buy long term care insurance with the hopes that you don’t use it.  Unlike buying term life insurance, long term care is a little more complicated.  For one there isn’t one standard rate for everyone, so quoting I feel requires a chat with a reputable and knowledgeable long term care insurance insurance planner.  There are many many different options that go into a long term care policy.  Knowing your goals and your risks regarding the long term care policy, I can customize your long term care plan for you.  Give me a call today, 509-218-7329

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