Brian Gruss Licensed Insurance Planner

Medicare Cuts go in Effect Today

Cuts in your benefits nope, but doctors will be getting less, actually to the tune of 21% according to this Wall Street Journal article.  Time for the finger pointing to happen again.  The dr’s blame the insurance companies, and the insurance companies blame the dr’s.  As I have said before and obviously I am saying it again.  I don’t believe either one is at fault…  I believe the majority is costs of fraud, and then second is costs of doing business.  Electricity, staffing, malpractice, all of it adds up.  …and I am presuming now that if you add it all up, you can easily figure out why the cost of insurance is skyrocketing.

Tags: Doctors, Doing Business, Electricity, Fraud, Insurance, Insurance Companies, Malpractice, Medicare, Medicare Cuts, Street Journal Article, Wall Street, Wall Street Journal

Why do you buy insurance?

Insurance is purchased for one reason and one reason only, to protect against a potential future risk. Traditionally purchasing insurance is not fun, it’s not easy and you really are not for sure after you purchased a policy whether you did the right thing.

I work with my clients to educate them of all their options so that they can make the best decision for themselves, family or businesses. You may be asking why I don’t push my “goto” carrier (which in the insurance field is usually the one paying the highest commission). First of all I don’t have a “goto” carrier. I contract with mulitple “A rated” carriers, and use them equally so that my clients have the best available options for their unique situations.

Tags: Buy Insurance, Fun, Insurance, Insurance Field, Insurance Insurance, Purchasing Insurance, Risk Insurance

According to a recent USA Today article states that Medicare fraud is still costing taxpayers $60 Billion a year.  My personal opinion would be let’s take care of the Medicare fraud, the Medicaid fraud and the fraud in the private insurance sector and then take a look at what type of healthcare reform we need to take.

Tags: Article States, Healthcare Fraud, Healthcare Reform, Insurance, Insurance Sector, Medicaid, Medicaid Fraud, Medicare, Medicare Fraud, Medicare Medicaid, Personal Opinion, Private Insurance, Taxpayers, Usa Today